1. Acceptance of TermsBy accessing or using the website dbl.capital or the services of DBL Capital ("DBL", "we", "our", or "us"), you agree to comply with these Terms of Service ("Terms"). If you do not agree with these Terms, you must immediately stop using the website and associated services.
2. EligibilityThe Site is intended solely for adults aged eighteen (18) years or older. You are not permitted to use the Site, lend or borrow digital assets, or provide information about it if you are under the age of eighteen (18).You also represent that you are not a citizen, resident, or member of any jurisdiction or group subject to economic sanctions by the United States or where your use of the Site would be illegal or violate any applicable law. Furthermore, you warrant that your access to and use of the Site will fully comply with all applicable laws and regulations and that you will not use the Site to conduct, promote, or facilitate any illegal activity.
3. Scope of ServicesDBL Capital offers access to a digital finance application ("Application") that enables interaction with decentralized financial systems, including smart contracts ("Smart Contracts").By using the Site, you accept the following points:User Autonomy:By using the Site, you accept the following points:
Associated Risks:The use of decentralized technologies involves substantial risks, including:
Price Volatility:The prices of cryptocurrencies and tokens may fluctuate dramatically, including sudden drops or total loss of value.
Third-Party Risks:You are responsible for verifying the security and reliability of third-party interfaces and digital wallets used to access the services.
Technical or Access Failures:Your access to digital assets may be temporarily or permanently suspended due to technical failures, regulations, or other external factors.
Lack of Government Guarantees:Unlike fiat currencies, cryptocurrencies are not guaranteed by governments or central banks. You acknowledge that transactions are often irreversible and that losses due to errors or fraudulent actions cannot be recovered.
4. Changes to Terms of Use and the SiteDBL may change or update these Terms periodically. These changes will take eject once published on the Site. By continuing to use the Site after the publication of changes, you accept and agree to the updated Terms.DBL may also update the content of the Site as deemed appropriate but does not guarantee that the content will necessarily be complete or up to date.
5. Use of the SiteAs a condition to access and use the website and services, you agree to:Legal Purpose:Use the website and services only for lawful purposes and in compliance with these Terms.
Data Security:Maintain the confidentiality of your credentials and the security of your digital wallet.
Compliance with Applicable Laws:Ensure that all your actions comply with applicable laws, including tax and regulatory obligations.
6. Prohibited ActivitiesYou must not:Violate any applicable laws, including anti-money laundering laws;
Introduce malware, viruses, or other harmful materials to the site;
Use bots, scrapers, or other unauthorized automated means to access the site;
Engage in any activities that disrupt or interfere with the operation of the site.
7. No Class ActionsYou and DBL agree that any party may assert claims against the other only individually and not as a representative or member of any class in any purported class action or representative proceeding. Unless the parties agree otherwise, no arbitrator of any claim—whether judicial or otherwise—may consolidate or join more than one party’s claim or preside over any form of consolidated, representative, or class action.
8. Disclaimer of WarrantiesThe site and services are provided "as is" and "as available," without warranties of any kind, including but not limited to:Warranties of merchantability, fitness for a particular purpose, or non- infringement.
Warranties that the site will be error-free, uninterrupted, or free from viruses. You assume all risks related to the use of the site, including the risks outlined in Section 3.
9. Anti-Money Laundering and Anti-Terrorism FinancingDBL is committed to providing safe, compliant, and reliable services. To this end, we require all transactions to comply with international anti-money laundering (AML) and counter-terrorism financing (CTF) regulations.We reserve the right to refuse registration or prohibit transactions from or to individuals in jurisdictions that do not meet international AML-CTF standards, as set by the FATF.DBL may perform enhanced due diligence procedures if necessary and may request additional customer information to validate and verify your identity.
10. Account SecurityYou are solely responsible for maintaining the confidentiality of your account information, as well as all activities that occur under your account. You must immediately notify DBL of any unauthorized use of your account or any other security breach.DBL will not be responsible for any loss resulting from unauthorized use of your account or password.
11. FeesYou will be responsible for all on-chain transaction fees associated with transfers of digital assets. The Protocol charges a 10% fee on all loans made to Borrowers from the Loan Pools.Fees related to individual portfolios can be found in the appropriate section of the site.
12. Assumption of Risk; No Advice; No Fiduciary DutyYou acknowledge that cryptocurrency markets are highly volatile and can change rapidly in terms of regulation, liquidity, and trading dynamics.DBL does not provide investment advice. The information on the Site is for informational purposes only and should not be construed as financial, investment, or other advice. You are responsible for your decisions and should seek independent advice if necessary.
13. Assumption of RiskYou declare that you understand the risks associated with the use of cryptographic and blockchain systems and that the markets for digital assets may be highly volatile. You assume full responsibility for the risks of accessing and using the Site, acknowledging that your digital assets may lose part or all of their value.
14. FeedbackIf you provide any ideas, suggestions, or other feedback related to the Site, you agree that DBL may use this feedback to improve the Site and services without compensation to you.
15. Intellectual Property RightsThe content of the Site, including software, text, images, video, audio, design, and other materials, is the property of DBL or its licensors and is protected by U.S. and international copyright laws and other intellectual property laws.You may not reproduce, distribute, modify, create derivative works, or otherwise exploit the content of the Site without express permission.
16. Prohibited UsesYou agree not to use the Site for:Violating any law or regulation;
Harm to minors or compromising their safety;
Impersonating DBL or any other person;
Engaging in fraudulent or harmful activities.
17. Modifications and UpdatesDBL may change, modify, or update the Terms at any time without prior notice. The changes will take eJect once published on the Site.
18. Arbitration and Waiver of Class ActionsAny disputes will be resolved exclusively through binding arbitration, with no possibility for class actions.
19. Final ProvisionsThese Terms of Use represent the entire agreement between you and DBL, superseding any previous communications or agreements.If any part of these Terms is found to be invalid, the remainder will remain in eJect.